Skip Your Next
Auto Loan Payment

When you open a
new checking account!

Make the most of your La Capitol Federal Credit Union membership when you open a checking account. Because you have an auto loan with us, you are already a member! Our Skip-A-Pay offer rewards you for adding that new checking account.

Added Bonus

How It Works

Skip your next month’s auto loan payment* by opening a new La Cap checking account.

Receive $300** when you set up a recurring direct deposit of $2,000 or more per month to your new checking account.

Your Skip-A-Pay Agreement will be sent according to your communication preferences. Continue making your regular payment until you receive confirmation.

Frequently Asked Questions

Frequently asked questions about these Skip-A-Pay offers along with other important information.

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  • In the Welcome Letter that was sent when the loan was opened, or
  • On your monthly loan statement, or
  • Call us at (225) 342-5055 or (800) 522-2748.

Yes, after opening a checking account and qualifying for the offer you can skip your next loan payment* as long as your name is on both the auto loan and on the new checking account. You can also qualify to receive $300** after receiving at least one qualifying Direct Deposit of $2,000 in your new checking account. Since you have a loan with us, you are already a member.
Note: You must continue making your regular loan payment until you receive notice that La Cap has confirmed your skip-a-pay request. See full eligibility details in the disclosures below.

Yes, providing you request one at the time of account opening, you will receive a debit card for your new checking account within 7-10 business days.

No. The standard $30 fee does not apply for this Skip-A-Pay offer.

Yes. La Capitol Federal Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our website for details.

No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.

Need Further Assistance?

Give us a call at (318) 690-0464 or stop by one of our convenient branch locations.

Para hablar con uno de nuestros representantes en español por favor llámenos al (800) 914-7536

*A minimum deposit of $50 is required to open a new checking account. You can receive only one new checking account related bonus per member and per account. Offer only applies to Skip-A-Pay Program. The standard $30 fee is waived with this Skip-A-Pay offer. Offer subject to payment history. All La Capitol Federal Credit Union loans must be current and in good standing. Finance charges and voluntary insurance will continue to accrue during the “no payment” deferral period. The “no payment” deferral period will increase the total finance charges the borrower will pay over the life of the loan. Member must meet standard Skip-A-Pay qualifications at the time of request. This offer is not available to existing La Cap checking account holders or members whose checking accounts have been closed within 180 days or closed with a negative balance. Members must qualify for either Simple Checking or Choice Checking to be eligible for this promotion. The promotion does not apply to members who only qualify for an Opportunity Checking account. Account opening is based on approval.


**To receive the $300 offer, the new checking account must have at least one qualifying Direct Deposit of $2,000 or more within the first 90 days of the new checking open date. Direct Deposit payments must be made by a payroll provider or government benefit providers using the ACH network. Person-to-person payments (such as Zelle®) are not considered a direct deposit. $300 bonus to be deposited into checking account 90 days after qualifying direct deposit.


IMPORTANT NOTE: You must continue to make your auto loan payment until we confirm your skip-a-pay has been processed. If La Cap has set up an automatic payment to your auto loan, the payment for that month will be deferred. If you have set up a recurring payment through online or mobile banking or through a Bill Payment service, you will need to defer the payment for the month. Offer expires 8/4/2026. Offer subject to change or end at any time without notice.